{"id":10299,"date":"2019-01-14T11:58:38","date_gmt":"2019-01-14T11:58:38","guid":{"rendered":"https:\/\/habiletechnologies.com\/?p=10299"},"modified":"2022-07-22T07:45:48","modified_gmt":"2022-07-22T07:45:48","slug":"loan-origination-a-critical-step-in-loan-process","status":"publish","type":"post","link":"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/","title":{"rendered":"Loan Origination \u2013 A Critical Step In Mastering The Loan Process"},"content":{"rendered":"<h3><strong>Introduction<\/strong><\/h3>\n<p style=\"text-align: justified;\">Planning to take a loan for yourself? &nbsp;The capital required to purchase the entire asset would be high. Purchasing an asset out of your savings is impractical. But you still want to go ahead? The easiest way to raise fund is to apply for a loan.<\/p>\n<p style=\"text-align: justified;\">Taking loan could be the right option in most of the cases, as it helps you to meet your financial needs. However, if you\u2019ve already spent time trying to avail a loan in your past, then you must be knowing about the entire processes and time taken for it. For every loan borrowed, it includes a series of processes \u2013 from applying for the loan to the final release of funds.<\/p>\n<p style=\"text-align: justified;\">One must cross several crucial steps in the process of getting their loan approved. All put together, it is commonly referred to as Loan Origination \u2013 a process that involves the thorough verification of the borrower\u2019s credentials. Also, this includes the analysis of risk involved during the retrieval of the loan amount (even before the loan gets approved by the lender).<\/p>\n<h3><strong>Basics of Loan Origination Process<\/strong><br \/>\n<u><\/u><\/h3>\n<p style=\"text-align: justified;\"><span style=\"color: #ff0000;\"><strong><a style=\"color: #ff0000;\" href=\"https:\/\/en.wikipedia.org\/wiki\/Loan_origination\">Loan Origination<\/a><\/strong> <\/span>is a critical step and a process through which the borrowers apply for loan, get their documents and credentials verified, undergo the application assessment by the lender, and finally get the loan amount sanctioned.<\/p>\n<p>The origination process includes series of steps that involves<\/p>\n<ul>\n<li>checking loan application<\/li>\n<li>disbursal of funds or<\/li>\n<li>declining of the application.<\/li>\n<\/ul>\n<p style=\"text-align: justified;\">The disbursal of funds includes the amounts paid for goods and services that may currently incur tax, other expenses including cost, money, and overall time.<\/p>\n<p style=\"text-align: justified;\">All other processes that are carried out after disbursing the funds until the complete recovery of the loan amount comes under Loan Servicing.<\/p>\n<p style=\"text-align: justified;\">Loan originators are the ones who are responsible for managing and maintaining the loan origination process. Generally, loan originators may either work with a financial institution or independently. Independent loan originators can help you get the best deal on a loan, offering you the deal that suits you. Whereas, originators working in a financial institution mostly operate in the best interest of the bank. They prioritise the interest rates the bank offers.<\/p>\n<p>The <strong><span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/www.bankrate.com\/glossary\/l\/loan-origination\/\">Loan Origination Process<\/a><\/span><\/strong> includes the following steps:<br \/>\n&nbsp;<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/habiletechnologies.com\/wp-content\/uploads\/2019\/01\/Loan-Origination-Process.png\" alt=\"Loan Origination Process\" width=\"522\" height=\"282\"><br \/>\n&nbsp;<\/p>\n<ul>\n<li><strong>Loan Application<\/strong> \u2013 The homebuyer or the borrower fills out the loan application form.<\/li>\n<li><strong>Documents Submission<\/strong> \u2013 The buyer\/the borrower must submit relevant documents either during the initial loan application process or after the pre-approval of the loan. Document verification is done to substantiate income, employment, financial status, and other credentials.<\/li>\n<li><strong>Screening Process<\/strong> \u2013 The lender now screens the buyer\u2019s loan application, verifies the credentials of the buyer, checks their credit score, and determines whether the buyer\u2019s income, as well as the financial&nbsp;status qualify for the loan criteria.<\/li>\n<li><strong>Negotiation<\/strong> \u2013 Based on the financial status of the borrower and the lender\u2019s approach towards a loan, the negotiation could take place depending on favourable loan terms.<\/li>\n<li><strong>Loan Application Finalization<\/strong> \u2013 Once both the borrower and lender agree for the terms and conditions, the lender processes the loan application<\/li>\n<li><strong>Approval of Loan<\/strong> \u2013 After completing the final processing, the lender makes the final call to approve or reject the borrower\u2019s loan application.<\/li>\n<\/ul>\n<blockquote><p>You May Also Like:<span style=\"color: #000080;\"> <a style=\"color: #000080;\" href=\"https:\/\/habiletechnologies.com\/blog\/why-should-you-use-a-cloud-based-loan-management-software\/\">Why Should You Use A Cloud-Based Loan Management Software?<\/a><\/span><\/p><\/blockquote>\n<h3><strong>Latest Trends in <span style=\"color: #000000;\">Loan Origination Process<\/span><\/strong><\/h3>\n<p style=\"text-align: justified;\">With the evolution of technology, digital mediums, and cloud computing technology, even the loan origination process has evolved. Now that the loan origination process has been moved from manual operations to cloud-based technology. This digitalization of the<strong><span style=\"color: #ff0000;\"> <a style=\"color: #ff0000;\" href=\"https:\/\/habiletechnologies.com\/loan-origination-system\/\">loan origination process<\/a><\/span><\/strong> is commonly referred to as Digitalized Origination.<\/p>\n<p><strong>Digital Origination \u2013 Simplified<\/strong><\/p>\n<p style=\"text-align: justified;\">The Digital Loan Origination process includes all the process that is present in manual loan origination process \u2013 namely filling of loan application, collection and validation of supporting data, and other processes. This digital process includes the entire gamut of the loan origination process and keeps the paperwork minimal.<\/p>\n<p>Below are the latest trends in Loan Origination Process:<\/p>\n<p style=\"text-align: justified;\"><strong>Paperless Loan Origination<\/strong> \u2013 Thanks to the evolution of the Internet and advancements in the latest technologies. Now, several loan originators have started moving towards a paperless loan origination process. This is because traditional loan origination involves a lot of paper-based work and documents handling. The use of SaaS has helped organizations to move towards Paperless Loan Origination Systems.<\/p>\n<p style=\"text-align: justified;\"><strong>Managing Documents<\/strong> \u2013 The loan origination process involves a lot of document handling. The advent of Cloud-based solutions and several other new technologies have made the document handling process simpler. The borrower\u2019s details and other relevant documents are kept safely and processed in a secure manner. Cloud servers are used to store the KYC details and other relevant documents.<\/p>\n<p style=\"text-align: justified;\">Usage of cloud-based solutions eliminates the need for manual maintenance of documents. Also, the verification process is made simple and done with the help of image processing and machine learning process. You can also authorize the documents digitally by choosing the remote \u201ceSigning\u201d option.<\/p>\n<p style=\"text-align: justified;\"><strong>SMS Facility<\/strong> \u2013 Another key advantage of using a digital system is that all your KYC accounts are linked to the mobile number. This means you will be receiving all the transaction details, financial updates, career opportunities, and other banking information via SMS.<\/p>\n<p>The lender can check the credit-worthiness of the borrower\/customer by analyzing their SMS history.<\/p>\n<p style=\"text-align: justified;\"><strong>Social Media Activity &#8211; <\/strong>The digital world has transformed the lives of people, and thereby everyone has started using the Internet and smartphones. This is another advantage for the lenders as they can analyze the activities of the borrowers.<\/p>\n<p style=\"text-align: justified;\">People share and update their day-to-day activities on their social media platforms. This helps lenders to analyze the spending patterns of the borrowers\/customers.<\/p>\n<p style=\"text-align: justified;\"><strong>Psychometric Test \u2013 <\/strong>This test is carried out to generate the socio-psychological profile of the customers\/borrowers. These psychometric tests help lenders to assess and analyze the borrowers and the risk posed by them (if they can pay back the loan or not).<\/p>\n<p>This test result is coupled along with the CIBIL score of the borrower and is used to assess the risk associated.<\/p>\n<blockquote><p>You May Also Like: <span style=\"color: #000080;\"><a style=\"color: #000080;\" href=\"https:\/\/habiletechnologies.com\/blog\/loan-origination-trends\/\">Latest Trends in Loan Origination<\/a><\/span><\/p><\/blockquote>\n<h3><strong>Challenges Faced by NBFC and MFI in Loan Origination Process<\/strong><\/h3>\n<p style=\"text-align: justified;\">The domestic NBFC organizations and MFIs that serve customers are facing quite a set of challenges. Addressing these issues in manual loan origination process is quite challenging.<\/p>\n<p style=\"text-align: justified;\">Traditional loan origination process involves a lot of paperwork and involves manual screening process. This process is cumbersome for both the lenders as well as the borrowers. This poses a major challenge in loan origination process making it time consuming.<\/p>\n<p style=\"text-align: justified;\">The manual loan origination process usually takes 35-40 days for the processing (from application filing to sanctioning or rejecting the loan). Also, the credential verification process is quite hectic and takes a long time.<\/p>\n<p style=\"text-align: justified;\">Also, there are chances for fool-proofing and malpractice. It goes unsaid that manual processing is generally prone to errors. Hence arises the need for an alternative method that reduces the errors and time-taken for loan-origination.<\/p>\n<p>Here is a list of problems that are mainly faced by NBFC and MFI in Loan Origination Process:<\/p>\n<ul>\n<li>Handling various types of loans at times can be a tedious process<\/li>\n<li>Manual processing of user details and documents can really be a mess<\/li>\n<li>Streamlining of eKYC details mandates a lot of time, and committing even a small error might result in a major issue<\/li>\n<li>Collecting credit score details and handling its information can be a lengthy process<\/li>\n<\/ul>\n<h3><strong>How Software Addresses the Challenges in Loan Origination Process<\/strong><\/h3>\n<p style=\"text-align: justified;\">The use of digital technologies and software solutions eliminate the challenges faced in the loan origination process. One such software is <span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/habiletechnologies.com\/lending-software\/\"><strong>CloudBankIN<\/strong> &#8211;&nbsp;<strong><em>a Loan Management and origination System software<\/em><\/strong><\/a><\/span> that makes the process simpler.<\/p>\n<p style=\"text-align: justified;\">The key challenges involved in manual processing, including documents, handling &amp; maintenance, time constraint, and errors can be eliminated with the help of the CloudBankIN software.<\/p>\n<p style=\"text-align: justified;\">It is a robust and scalable Loan management and origination software that is designed with an aim to simplify the entire loan origination process. The CloudBankIN software features a suite of options that delivers operational efficiencies, eliminates the occurrence of an error, makes reporting and analytics integration process simpler, and much more.<\/p>\n<p>Below are the ways how CloudBankIN Software helps organizations in Loan Origination Process:<\/p>\n<p style=\"text-align: justified;\"><strong><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/habiletechnologies.com\/wp-content\/uploads\/2019\/06\/blog6.png\" alt=\"Finabile - A Loan Management and origination System Software\" width=\"491\" height=\"265\"><\/strong><\/p>\n<p style=\"text-align: justified;\"><strong>Management of Different Loan Types<\/strong> \u2013 The CloudBankIN software helps organizations to work with all kinds of loan products. This software features all kinds of loan products, thereby making the process simpler.<\/p>\n<p style=\"text-align: justified;\"><strong>Handling of User Details and Documents<\/strong> \u2013 With the CloudBankIN software, you can easily update your customer details and store all other documents. This eliminates the need for paperwork and consumes less time.<\/p>\n<p style=\"text-align: justified;\"><strong>e-KYC Process<\/strong> \u2013 The CloudBankIN software features an inbuilt e-KYC solution with it. This feature simplifies the entire onboarding process and the completion of user verification is done in a few minutes.<\/p>\n<p>Also, it streamlines the e-KYC processing and reduces the overall time taken for completing the process.<\/p>\n<p style=\"text-align: justified;\"><strong>Credit Score Details<\/strong> \u2013 The loan origination process is based on the credit score of the customers. The CloudBankIN software features a built-in credit-scoring system that assesses the credit score of the borrower. Also, it streamlines and monitors the credit performance for an applicant.<\/p>\n<p style=\"text-align: justified;\"><strong>Management of Lending Rates<\/strong> \u2013 Loan Management and Origination System involves the management of lending rates for each kind of loans followed by origination based on the applicant\u2019s credibility. The CloudBankIN software automatically applies the period-specific base lending rates to each loan applicant.<\/p>\n<blockquote><p>You May Also Like: <span style=\"color: #000080;\"><a style=\"color: #000080;\" href=\"https:\/\/habiletechnologies.com\/blog\/factors-considered-for-choosing-loan-management-system\/\">12 Factors To Be Considered before Choosing A Loan Management System<\/a><\/span><\/p><\/blockquote>\n<h3><strong>Advantages of Digital Loan Origination Process<\/strong><\/h3>\n<p style=\"text-align: justified;\">The CloudBankIN software is built exclusively for the NBFC and MFI industries and has a core focus on customer-centric services. The following are the key advantages that highlight the use of CloudBankIN software:<\/p>\n<ul>\n<li>Hassle-free handling of customer information and documents<\/li>\n<li>Customer-profiling made easy with the use of inbuilt e-KYC feature and information are stored in a centralized cloud server<\/li>\n<li>Eliminates the time taken for paperwork and enables paperless boarding<\/li>\n<li>Customer verification made easy and completed within a matter of a few minutes<\/li>\n<li>The automated loan workflow ensures proper execution of loan processing<\/li>\n<\/ul>\n<p style=\"text-align: justified;\">With the advent of latest technologies, the processing time and the processing fee are lowered considerably. To sum up, the use of software products such as CloudBankIN reduces the overall time required for processing.<\/p>\n<h5>Most Recent Posts<\/h5>\n<div class=\"stm_news blog_most_recent_posts\">\n<ul class=\"news_list posts_per_row_2\">\n<li id=\"post-7288\" class=\"post-7288 post type-post status-publish format-standard has-post-thumbnail hentry category-loans tag-agency tag-collection tag-debt tag-loan tag-modern tag-technology tag-traditional\">\n<div class=\"post_thumbnail\"><a href=\"https:\/\/habiletechnologies.com\/blog\/loan-collection-trends\/\"><img loading=\"lazy\" decoding=\"async\" class=\"attachment-consulting-image-350x204-croped size-consulting-image-350x204-croped wp-post-image\" src=\"https:\/\/habiletechnologies.com\/wp-content\/uploads\/2017\/09\/Debt-Collection-Trends-350x204.jpg\" alt=\"\" width=\"350\" height=\"204\"><\/a><\/div>\n<h5><a href=\"https:\/\/habiletechnologies.com\/blog\/loan-collection-trends\/\">Latest Trends in the Debt Collection Process<\/a><\/h5>\n<\/li>\n<li id=\"post-6929\" class=\"post-6929 post type-post status-publish format-standard has-post-thumbnail hentry category-loans tag-guidelines tag-p2p tag-p2p-lending tag-peer tag-rbi tag-regulations\">\n<div class=\"post_thumbnail\"><a href=\"https:\/\/habiletechnologies.com\/blog\/loan-origination-trends\/\"><img loading=\"lazy\" decoding=\"async\" class=\"attachment-consulting-image-350x204-croped size-consulting-image-350x204-croped wp-post-image\" src=\"https:\/\/habiletechnologies.com\/wp-content\/uploads\/2017\/08\/Untitled-Design-5-350x204.jpg\" alt=\"\" width=\"350\" height=\"204\"><\/a><\/div>\n<h5><a href=\"https:\/\/habiletechnologies.com\/blog\/loan-origination-trends\/\">Latest Trends in Loan Origination<\/a><\/h5>\n<\/li>\n<\/ul>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Introduction Planning to take a loan for yourself? &nbsp;The capital required to purchase the entire asset would be high. Purchasing an asset out of your savings is impractical. But you still want to go ahead? The easiest way to raise fund is to apply for a loan. Taking loan could be the right option in [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":12247,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[129],"tags":[],"class_list":["post-10299","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan-origination"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Loan Origination \u2013 A Critical Step In Mastering The Loan Process | Habile<\/title>\n<meta name=\"description\" content=\"Learn all about the loan origination process and challenges involved. Find out how the right software solution can ease the loan origination process.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan Origination \u2013 A Critical Step In Mastering The Loan Process | Habile\" \/>\n<meta property=\"og:description\" content=\"Learn all about the loan origination process and challenges involved. Find out how the right software solution can ease the loan origination process.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/\" \/>\n<meta property=\"og:site_name\" content=\"Wiki\" \/>\n<meta property=\"article:published_time\" content=\"2019-01-14T11:58:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-22T07:45:48+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mani Parthasarathy\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/wiki.cloudbankin.com\/#website\",\"url\":\"https:\/\/wiki.cloudbankin.com\/\",\"name\":\"wiki\",\"description\":\"Cloudbankin wikipedia\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/wiki.cloudbankin.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/#webpage\",\"url\":\"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/\",\"name\":\"Loan Origination \\u2013 A Critical Step In Mastering The Loan Process | Habile\",\"isPartOf\":{\"@id\":\"https:\/\/wiki.cloudbankin.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/#primaryimage\"},\"datePublished\":\"2019-01-14T11:58:38+00:00\",\"dateModified\":\"2022-07-22T07:45:48+00:00\",\"author\":{\"@id\":\"https:\/\/wiki.cloudbankin.com\/#\/schema\/person\/ca3cc2f2d5530eea7b17776cafc9a4ca\"},\"description\":\"Learn all about the loan origination process and challenges involved. Find out how the right software solution can ease the loan origination process.\",\"breadcrumb\":{\"@id\":\"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/wiki.cloudbankin.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Loan Origination \\u2013 A Critical Step In Mastering The Loan Process\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/wiki.cloudbankin.com\/#\/schema\/person\/ca3cc2f2d5530eea7b17776cafc9a4ca\",\"name\":\"Mani Parthasarathy\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/wiki.cloudbankin.com\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b90ef0da6ee1ba5126f25da97f6d73f4dd32b713dc2c63c54612cc1826f93478?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b90ef0da6ee1ba5126f25da97f6d73f4dd32b713dc2c63c54612cc1826f93478?s=96&d=mm&r=g\",\"caption\":\"Mani Parthasarathy\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Loan Origination \u2013 A Critical Step In Mastering The Loan Process | Habile","description":"Learn all about the loan origination process and challenges involved. Find out how the right software solution can ease the loan origination process.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/","og_locale":"en_US","og_type":"article","og_title":"Loan Origination \u2013 A Critical Step In Mastering The Loan Process | Habile","og_description":"Learn all about the loan origination process and challenges involved. Find out how the right software solution can ease the loan origination process.","og_url":"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/","og_site_name":"Wiki","article_published_time":"2019-01-14T11:58:38+00:00","article_modified_time":"2022-07-22T07:45:48+00:00","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Mani Parthasarathy","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/wiki.cloudbankin.com\/#website","url":"https:\/\/wiki.cloudbankin.com\/","name":"wiki","description":"Cloudbankin wikipedia","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/wiki.cloudbankin.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/#primaryimage","inLanguage":"en-US","url":"","contentUrl":""},{"@type":"WebPage","@id":"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/#webpage","url":"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/","name":"Loan Origination \u2013 A Critical Step In Mastering The Loan Process | Habile","isPartOf":{"@id":"https:\/\/wiki.cloudbankin.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/#primaryimage"},"datePublished":"2019-01-14T11:58:38+00:00","dateModified":"2022-07-22T07:45:48+00:00","author":{"@id":"https:\/\/wiki.cloudbankin.com\/#\/schema\/person\/ca3cc2f2d5530eea7b17776cafc9a4ca"},"description":"Learn all about the loan origination process and challenges involved. Find out how the right software solution can ease the loan origination process.","breadcrumb":{"@id":"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/wiki.cloudbankin.com\/index.php\/2019\/01\/14\/10299\/loan-origination-a-critical-step-in-loan-process\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/wiki.cloudbankin.com\/"},{"@type":"ListItem","position":2,"name":"Loan Origination \u2013 A Critical Step In Mastering The Loan Process"}]},{"@type":"Person","@id":"https:\/\/wiki.cloudbankin.com\/#\/schema\/person\/ca3cc2f2d5530eea7b17776cafc9a4ca","name":"Mani Parthasarathy","image":{"@type":"ImageObject","@id":"https:\/\/wiki.cloudbankin.com\/#personlogo","inLanguage":"en-US","url":"https:\/\/secure.gravatar.com\/avatar\/b90ef0da6ee1ba5126f25da97f6d73f4dd32b713dc2c63c54612cc1826f93478?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b90ef0da6ee1ba5126f25da97f6d73f4dd32b713dc2c63c54612cc1826f93478?s=96&d=mm&r=g","caption":"Mani Parthasarathy"}}]}},"_links":{"self":[{"href":"https:\/\/wiki.cloudbankin.com\/index.php\/wp-json\/wp\/v2\/posts\/10299","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wiki.cloudbankin.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wiki.cloudbankin.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wiki.cloudbankin.com\/index.php\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/wiki.cloudbankin.com\/index.php\/wp-json\/wp\/v2\/comments?post=10299"}],"version-history":[{"count":1,"href":"https:\/\/wiki.cloudbankin.com\/index.php\/wp-json\/wp\/v2\/posts\/10299\/revisions"}],"predecessor-version":[{"id":20113,"href":"https:\/\/wiki.cloudbankin.com\/index.php\/wp-json\/wp\/v2\/posts\/10299\/revisions\/20113"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wiki.cloudbankin.com\/index.php\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/wiki.cloudbankin.com\/index.php\/wp-json\/wp\/v2\/media?parent=10299"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wiki.cloudbankin.com\/index.php\/wp-json\/wp\/v2\/categories?post=10299"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wiki.cloudbankin.com\/index.php\/wp-json\/wp\/v2\/tags?post=10299"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}