The Growth Of Alternate Lenders In The Digital Era

Swaroop Nair from Coimbatore needed Rs. 2 lakhs to add inventory to his saree shop. But the 33-year old was denied a loan because of poor credit standing. He hadn’t borrowed before and hence his credit score wasn’t strong. Swaroop

How Machine Learning Can Redefine Lending

[vc_row][vc_column width=”3/4″][stm_post_details][vc_column_text]Machine learning has done a tremendous change in the way which financial institutions operate. This article intends to shed light on “How Machine Learning Can Re-define Lending,” analyze and understand every aspect from its basic concepts to the point

Top Changes That Revolutionised The Lending Sector In 2017

[vc_row][vc_column width=”3/4″][stm_post_details][vc_column_text]Change is the only constant. The need for simplicity and improvised customer experience is the major factor that drives the change. Irrespective of the sector, innovations and advancements happen in every field. Lending Landscape keeps changing as well. In

How Branchless Banking is Facilitating Financial Inclusion

[vc_row][vc_column width=”3/4″][stm_post_details][vc_column_text]One of the biggest boons to mankind in recent years has been the internet. It has made the world one large market place where communication happens in real time. The internet has affected every spectrum of our life making

Do You Know What Is Factoring?

[vc_row][vc_column width=”3/4″][stm_post_details][vc_column_text css=”.vc_custom_1568701167561{margin-bottom: 0px !important;}”] What if I told you that you could use your unpaid invoices as collaterals to secure a loan? Having a hard time believing me? Trust me, it is possible. A business could indeed get immediate

46 Books To Understand FinTech

[vc_row][vc_column width=”3/4″][stm_post_details][vc_column_text]Readers are Leaders! If you want to become a leader in Fintech, we want you to read the below list of books. FinTech is the most used buzzword in the finance industry. Fintech is completely disrupting the traditional banking

The Most Popular Credit Rating Agencies in India

[vc_row][vc_column width=”3/4″][stm_post_details][vc_column_text]A credit rating agency is equipped with all the required information to rate an entity (maybe an individual or an organization) based on its creditworthiness. These agencies provide highly essential risk assessment reports and analytical solutions and assign a

A Brief History Of Lending

[vc_row][vc_column width=”3/4″][stm_post_details][vc_column_text] Lending is the term which arose from ancient days. We all have heard or spoken about this word in our day to day life. Until the world exists, the term lending will evolve with the humans. Firstly, let

Will FinTech Disrupt The Big Banks?

[vc_row][vc_column width=”3/4″][stm_post_details][vc_custom_heading text=”Welcome Onboard! The Fintech World Greets You!” font_container=”tag:h4|text_align:left” use_theme_fonts=”yes”][vc_column_text]Did you know? More than 20% of global financial service businesses are at a risk of losing it to Fintechs by the end of the decade! Did you know? Consumer

The Curious Case Of Digital Marketing: The Banking and Financial Sector

[vc_row][vc_column width=”3/4″][stm_post_details][vc_column_text]The Banking and Financial Sector (BFSI) may have been a snail in the cross-over to the digital world but the time has arrived to infuse digital marketing into the crux of the industry. Online marketing comes with challenges but