The Up And Coming Market of Loan Against Property

  A business requires a financial boost on several occasions. It flourishes only when it receives financial support during times of need. Anyone would expect that support, especially when the business is in crisis or is expanding. Loan Against Property (LAP)

5 Use Cases to drive ROI through BNPL as a Lender

  The pandemic-induced economy has expanded the credit market in India with 64 million credit cards issued in the past year. But the credit penetration rate remains at 5% of the country’s population which has resulted in multifold growth of

Impact of Budget 2021 on Banks & NBFCs

What is Co-Lending and How will NBFCs Benefit From It?

Since the turn of the past decade, smaller lenders have taken the credit industry by storm – making giant, liquidity-filled strides all over the world. These are essentially small banks and non-banking financial companies (NBFCs), who have capitalized on the

An Introduction To Credit Bureaus

[vc_row][vc_column width=”3/4″ el_class=”habilecompanieslist”][stm_post_details][vc_custom_heading text=”What is a Credit Bureau?” font_container=”tag:h1|text_align:left” use_theme_fonts=”yes”][vc_column_text]A company which collects information relating to the credit ratings of individuals and makes it available to banks, finance companies, etc. – The Oxford English Language Dictionary.  The third most important entity

Top 15 NBFCs in India

[vc_row][vc_column width=”3/4″ el_class=”habilecompanieslist”][stm_post_details][vc_column_text]Numerous banks offer some great financial products in India, but if you’re looking for swiftness, variety and efficiency, who do you turn to? NBFCs (Non-Banking Financial Companies) are save-the-day institutions that provide a plethora of financial products like

The Indian Loan Management System – During and After the Pandemic

The pandemic has affected individuals, businesses, communities and economies globally. New trends are catching up, some fleeting and some that will be deeply engrained into the system for the years to come.  As several industry sectors open up to the

Micro Credit – Empowerment and Challenges – A Srilankan Perspective

Rajeshware Srinivasan’s dialogue with Ms. Renuka Rathnahewage, Founding Director and CEO – Sejaya Micro Credit Ltd provides deep insights into the Operational aspects, Challenges and environmental factors on Micro Credit in Srilanka. Preface In the modern era, where technology, access

Why Should You Use A Cloud-Based Loan Management Software

In today’s competitive market, people are lacking behind in time to complete their routine. Hence, it is important to have time-saving technology in places wherever possible – be it a loan processing system or anything that is similar. Manual processing

Top NBFC and MFI Associations in India

With the growing influence of the middle class and ease of lending norms, there have been many NBFC and MFI institutions that have come up in order to advance loans to the general consumers as well as the business community.